Method and system to facilitate a payment in satisfaction of accumulated micropayment commitments to a vendor

摘要

A method and a system facilitate payments between a plurality of parties. A plurality of payment commitment made to a second party is accessed, the plurality of payment commitments contributing towards a total commitment receivable value for a second party and made by a plurality of payor parties to the second party. The total commitment receivable value for the second party is calculated utilizing a risk indication, where the risk indication is based on reputation information of a party. A payment process, for payment of the total commitment receivable value by a first party to the second party, is initiated.