The risk which falls to lease fee insolvency

摘要

PROBLEM TO BE SOLVED: To calculate a lease rate considering credit risks such as the bankruptcy of a lease destination company.;SOLUTION: A lease rate calculation system 1 for calculating a lease rate considering a risk falling into payment disability of a lease charge is provided with: a credit risk acquisition part 41 for acquiring a credit risk; a nominal interest acquisition part 42 for acquiring a nominal interest; a nominal lease charge calculation part 44 for calculating a nominal lease charge; a real lease charge calculation part 45 for calculating a real lease charge considering the credit risk; a lease principal acquisition part 43 for acquiring an acquired price; a cash flow calculation part 59 for calculating a cash flow; an inner profit rate calculation part 60 for calculating an inner profit rate; a profit target acquisition part 61 for acquiring the target value of the inner profit rate; an upper/lower limit interest determination part 62 for determining a nominal interest corresponding to maximum and minimum inner profit rates included in a range of the upper limit value and the lower limit value of a target; and a lease rate conversion part 63 for converting the determined upper limit and lower limit values of the nominal interest into corresponding lease rates.;COPYRIGHT: (C)2009,JPO&INPIT