A system for facilitating the provision of personalized online credit via a web browser plug-in

摘要

A system for facilitating the provision of personalized online credit via a webbrowser plug-in, comprises a consumer credit plug-in to facilitate consumer credit provision to a consumer at a destination Website; and a credit service system including a memory having stored thereon consumer credit provision related instructions and consumer credit related data, and a processor to execute credit provision requests or instructions substantially in real time. The consumer credit plug-in includes a file with instructions to execute commandsto enable the remote credit service system to provide credit product provision toconsumers, substantially in real time. Credit provision is customizable and the system generates a single use payment card. The credit system is adapted to make loan provision decisions for use on multiple sites and loan provision decisions are based on real time analysis of consumer specific loan history. The web browser plug-in may be compatible with mobile phones in addition to desktop browsers, pc browsers, and smart phone browsers. Also includes a method, on-line loan based purchasing system and browser plug-in.