Relates to a system and data processing method for predicting the income to be derived from (Horizon gain) future profits expected, the present invention, wherein the system: registered in the first database the characteristics associated with (a) the borrower The assets (c) 1 or more: Automation and first means for entering a value in the database and (b) the first; registration means in order to, and registered in the second database characteristics associated with the lender for assets borrower divided, before optimization, and to generate the required database that adds value for future periods of the selected one or more automation means are calculated according to the formula given above value; an image display means to represent the predicted income drawn from future profits to be (d) the expected percentage or agreed (e) (i) capital appreciation (HGAV) (ii) eligible costs (QO) and a, an automated means to respond to redemption events by determining the payments to loans person who is big. [Selection] Figure Figure 1
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