PROBLEM TO BE SOLVED: To achieve definition and use of a settlement rule for individual user assuming that a common program resource is used among users of a purchasing practice system.;SOLUTION: The purchasing practice system 100 comprises: a settlement route setting reception means 110 for receiving settlement route data associating a transaction attribute with a settler attribute from each user terminal or the like to store it in a storage device in units of users; a settlement route control means 111 for selecting settlement route data for which transaction request data matches an attribute of transaction of the settlement route data and for performing internal settlement processing; and a transaction mediation execution means 112 for transmitting, to a terminal of a transaction partner, data of ordering or order reception of a transaction as a settlement target when necessary settlement by a settler is achieved.;COPYRIGHT: (C)2009,JPO&INPIT
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