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Method and System For Assessing Property Loss In A Catastrophe

机译:巨灾财产损失评估方法和系统

摘要

The present invention provides for a method of assessing lost property after a catastrophe which would be covered under an insurance policy and overcomes the deficiencies of prior methods to provide an improved method for identifying property at the time of loss for both commercial and residential policies. A legal review provides a policy customized for the individual policy holder. Maintenance of a digitized detailed record of all items covered under the insurance policy is established and verified at the beginning of coverage or at a time point prior to a catastrophic event so that if a catastrophic event results in complete loss of covered property or property is destroyed beyond identification, 100% of the covered property is accurately and verifiably recorded for replacement/reimbursement purposes.
机译:本发明提供了一种在灾难之后评估财产损失的方法,该方法将被保险单所涵盖,并且克服了现有方法的不足,从而提供了一种用于商业和居住保险单的在财产损失时识别财产的改进方法。法律审查提供了针对单个保单持有人定制的保单。在保险开始时或灾难性事件发生之前的时间点,建立并核实对保险单所涵盖所有项目的数字化详细记录的维护,以便在发生灾难性事件导致承保财产完全损失或财产被销毁时超出识别范围的100%的受保护财产被准确,可验证地记录下来,以进行替换/报销。

著录项

  • 公开/公告号US2013185100A1

    专利类型

  • 公开/公告日2013-07-18

    原文格式PDF

  • 申请/专利权人 MARSHALL P. ALLU;

    申请/专利号US201313740341

  • 发明设计人 MARSHALL P. ALLU;

    申请日2013-01-14

  • 分类号G06Q40/08;G06Q50/18;

  • 国家 US

  • 入库时间 2022-08-21 16:51:24

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