Systems, Methods, and Platform for Catastrophic Loss Estimation

摘要

In an illustrative embodiment, systems and methods for assessing mortgage default risk due catastrophic event occurrences include receiving a loss determination query for a location, including a request for an assessment of mortgage default risk for properties within the location related to a type of catastrophic event. Estimated losses for the properties due to catastrophic event occurrences may be calculated from catastrophic risk models for the type of catastrophic event, and risk of mortgage default for the properties may be determined based on a comparison of the estimated losses to property equity variables such to an equity position, property value, and unpaid mortgage principal balance. A loss estimation user interface may be generated in real-time to present the estimated losses and the risk of mortgage default for the location.