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Flexible varying premium option for critical illness insurance
Flexible varying premium option for critical illness insurance
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机译:重大疾病保险的灵活多样保费选项
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摘要
Flexible, varying critical illness insurance premium schedules are determined. Input variables such as issue age, targeted present value and year-to-year premium relationship are supplied, as are some members of a set of process variables. A non-supplied process variable is calculated based on the input variables and the supplied process variables. A premium schedule based on the supplied variables and the calculated process variable is then determined, such that the premium schedule increases (or alternatively decreases) over time to at least one leveling point, at which premiums become level.
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