An improved “gold-buying” marketing endeavor that offers unique services to brick and mortar merchants that allows them to economically qualify a larger percentage of their prospective customers. The improvements to this marketing endeavor include: (1) retail kiosks located on the merchants' sites, (2) software which allows internet-connected computers on these sites to access the webpage and services of a fully-functioning, gold-buying enterprise, (3) advertising materials configured for use by the merchants to advertise that they will buy the gold of their prospective customers at “above-market-rate, offered purchase prices,” (4) a pricing algorithm which shows the merchant how the merchant's profit margin on a specific product will be impacted by the prospective customer applying his/her “above-market-rate, gold-sale proceeds” against the specific product's listed sales price, and (5) a financing algorithm that defines how the marketing endeavor will be is compensated for providing a brick and mortar merchant with these above, market-rate, gold-buying services.
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