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TRIP-BASED VEHICLE INSURANCE

机译:基于出行的车辆保险

摘要

Methods and systems for offering and providing trip-based vehicle insurance are provided. Information is received regarding a vehicle operator and a vehicle, and trip-based insurance policies including quantities of vehicle use units are offered to the customer. Based on selected coverage types, the insurance provider may generate an insurance quote for a policy having an amount of the vehicle use units and may facilitate a purchase transaction with the customer for the insurance policy. Once a policy is selected and purchased, the system and method monitor vehicle use to determine each use of a vehicle use unit. Each vehicle use unit generally corresponds to one vehicle trip, but additional vehicle trip limitations may be added that may result in additional charges when exceeded during the course of a vehicle trip.
机译:提供了用于提供和提供基于行程的车辆保险的方法和系统。接收到有关车辆驾驶员和车辆的信息,并且向客户提供包括车辆使用单位数量在内的基于行程的保险单。基于选择的承保类型,保险提供者可以为具有一定数量的车辆使用单位的保单生成保险报价,并且可以促进与客户的购买交易以获取保险单。一旦选择并购买了保单,该系统和方法将监视车辆的使用以确定车辆使用单元的每次使用。每个车辆使用单元通常对应于一个车辆行程,但是可以增加附加的车辆行程限制,当在车辆行程的过程中超出时,可能导致额外的费用。

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