A pond liner system includes a geomembrane liner (12), a binder (22) and a particulate (24). The geomembrane liner (12) has a submerged portion (14), an exposed portion (15) and an anchor portion (16). The binder (22) adheres to the exposed portion (15) of the geomembrane liner, and the particulate (24) adheres to the binder (22). A method of applying a protective cover to the exposed portion (15) of the geomembrane liner includes spraying the binder (22) onto the liner (12), allowing the binder (22) to partially cure, and spreading the particulate (24) over the partially cured binder (22).
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