Method and system for deriving a consumer's shopping habits

摘要

A method and system for deriving a consumer's shopping habits includes a process for deriving a consumer's shopping habits whereby data representing financial transactions conducted by a given consumer using one of more payment methods is obtained. Payee identification data for the payees associated with the financial transactions is then obtained/derived from the financial transactions data. The payees' identification data is then analyzed to determine each payee's geographic location. The data representing the geographic location of the various payees is then aggregated, mapped, and analyzed to derive a geographical shopping area for the consumer, i.e., to determine where the consumer does a significant amount of his or her shopping.