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Methods and systems for administering life insurance products through classifying insured lives to allocate costs
Methods and systems for administering life insurance products through classifying insured lives to allocate costs
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机译:通过对被保险人寿进行分类以分配成本来管理人寿保险产品的方法和系统
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摘要
In some embodiments, the instant invention is directed to a computer-implemented method that at least includes: programming a Process Administrator computer system to perform: receiving life insurance data for a plurality of life insurance policies; identifying a life insurance policy that has a catch-up deduction; classifying the insured lives of the life insurance policy into a plurality of insured classes of the insured lives; determining investment amount in a separate account; receiving investment data resulted from investing in an investment option; calculating an investment return amount attributed to the life insurance policy; determining a net investment return amount to be credited to the life insurance policy based on: an insured class, the investment return amount, and the catch-up deduction; and transmitting the net investment return amount so as to result in crediting the net investment return amount to the life insurance policy.
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