Electronic payment system based on checks and procedures for Issuing and checking, transfer, Pay.

摘要

The invention relates to the field of information technology, especially electronic system and currency circulation program, and can be used to solve the problem of real-time settlement between participants of electronic payment system. In this regard, it was pointed out that electronic payment system is an important tool. In this case, similar monetary funds in the proposed invention are electronic bearer bank checks that meet the requirements of banking regulations and applicable laws. Application units are listed as module groups by user country category.Determined by the executing agency and the authorized unit of the server, it provides a set of pre-set parameters for the circulation of each kind of check. At the same time of issuing the check, it also produces documents with legal effect and reflects the transaction in the check register.