METHOD FOR SHARING RENT DEPOSIT TO PROVIDE STABLE HOUSING FOR MIDDLE CLASS

摘要

The present invention relates to a method for sharing rent deposit to provide stable housing for the middle class, which enables any citizen, regardless of credit evaluation, to take out a loan on a significant portion of a rent deposit at a low interest rate from a contracted financial company guaranteed by a national agency, and deposit the loaned amount in a rent deposit-guaranteed regular savings account with the contracted financial company, thereby guaranteeing the security of the rent deposit of a lessee. To this end, the present invention comprises: a first step of the lessee applying for a certificate, by accessing a guarantor, for a rent deposit agreed upon signing a lease with a landlord for renting all or a portion of a house or a building; a second step of the guarantor issuing the certificate with respect to all or a portion of the rent deposit for which the lessee has applied, and transmitting same to the contracted financial company having an agreement with the government or a specific agency; and a third step of the contracted financial company creating a loan equaling the amount of money guaranteed by the guarantor with the lessee as a debtor and depositing the loaned amount in the landlord's name into the rent deposit-guaranteed regular savings account.