ELECTRONIC PAYMENT SYSTEM OPERATIVE WITH EXISTING ACCOUNTING SOFTWARE AND EXISTING REMOTE DEPOSIT CAPTURE AND MOBILE RDC SOFTWARE

摘要

Methods and systems for providing an electronic payment to a payee on behalf of a payer. A transaction management system (TMS) receives payments data from an accounting system. The payments data is processed to determine if a payee has opted-in to receive electronic payments. If so, an electronic payment instruction is generated. If the payee has opted-out or is not in a payee file, a print file is generated for printing a conventional paper check. The payee is notified of the payment and can access the system to view a list of payments and remittance information.