MOBILE COMMUNICATION TERMINAL AND MOBILE RECOMMENDATION PAYMENT METHOD USING THE SAME, MOBILE RECOMMENDATION PAYMENT SYSTEM

摘要

The present invention relates to a mobile payment recommendation technology using a mobile communication terminal, and in a case where a mobile payment request is made from a point-of-sale system of a merchant to a mobile communication terminal, the mobile communication terminal displays a plurality of credit card information The service server receives the card benefit information from the card issuer server, merchant discount information from the merchant, membership card, coupon, and point information from the mobile communication terminal, analyzes the optimal payment conditions available at the merchant for payment, To the communication terminal. According to the present invention, it is possible for the user of the mobile communication terminal to automatically settle and settle the credit card in an optimal condition without checking the payment benefit information of the merchant and selecting the credit card, thereby enhancing ease of use.