Bank account savings system and bank account savings method

摘要

PROBLEM TO BE SOLVED: To provide a system capable of enabling a depositor to automatically save money with the feeling of pin money without being conscious and increasing depositor's desire to save.;SOLUTION: A bank account saving system is for withdrawing deposit money from the deposit account of a depositor and automatically saving it. This bank system rounds down the balance of the deposit account at a prescribed digit set beforehand by the depositor every time a money paying/receiving transaction to the deposit account of the depositor is generated, moves a round-down money amount to a specified saving account of the depositor when the round-down money amount is not zero, and subtracts a prescribed ratio set beforehand by the depositor to the balance of the deposit account from the balance of the deposit account and moves the money amount of the prescribed ratio to the specified saving account of the depositor when the round-down money amount is zero. When calculating fractions, the balance after the money paying/receiving transaction of the deposit account and the balance before the paying/receiving transaction of the deposit account are compared, and the one with which the round-down money amount or the money amount of the prescribed ratio becomes larger is selected as the deposit balance to be the base of fractional calculation.;COPYRIGHT: (C)2012,JPO&INPIT