A computer network, an electronic transactions cloud and a computer-implemented method for secure electronic transactions

摘要

The present application relates to a computer network for secure processing of a request from a mobile application on a mobile computing device, comprising: a first communications channel over which an electronic transactions cloud receives the request from the mobile application for processing an electronic transaction between a first entity and a second entity and over which a request for validation of a secure transaction code for processing the electronic transaction is received from the mobile application; a second communications channel over which variable data from the request from the mobile application for processing the electronic transaction is verified based on corresponding variable data from a data store of the first entity; a third communications channel over which instructions to process the electronic transaction are sent to an electronic data store of the second entity and the secure transaction code is sent to the electronic data store of the second entity for validation; wherein if the secure transaction code is valid, the electronic transactions cloud receives a receipt confirming completion of the electronic transaction from the electronic data store via the third communications channel and, if the secure transaction code is not valid, the electronic transactions cloud receives an error message from the electronic data store indicating the secure transaction code is invalid via the third communications channel.