首页> 外国专利> Bank Server for Providing Financial Dealing Service Using Temporary Password and Method for Operating The Same

Bank Server for Providing Financial Dealing Service Using Temporary Password and Method for Operating The Same

机译:用于使用临时密码提供金融交易服务的银行服务器及其操作方法

摘要

The present invention relates to a bank server providing a financial transaction service using a disposable password and a method of operating the bank server, and more particularly, to a bank server providing a communication interface between a financial automation device and a customer's mobile phone. A customer information database storing personal information of the customer; A customer authentication unit for comparing the disposable password request information received from the customer's cellular phone through the network communication unit with customer information stored in the customer information database to perform customer authentication; A disposable password having a random series of numbers is generated using a predetermined random number when the customer's authentication is completed by the customer authentication unit and the disposable password is transmitted to the customer's cellular phone through the network communication unit A password generating unit; And a financial transaction processor for processing the requested financial transaction when the customer requests the financial transaction using the disposable password.
机译:本发明涉及使用一次性密码提供金融交易服务的银行服务器和操作该银行服务器的方法,更具体地,涉及一种在金融自动化设备和客户的移动电话之间提供通信接口的银行服务器。客户信息数据库,存储客户的个人信息;顾客认证单元,用于将通过网络通信单元从顾客的蜂窝电话接收的一次性密码请求信息与存储在顾客信息数据库中的顾客信息进行比较,以进行顾客认证。当顾客认证单元完成顾客的认证后,使用预定的随机数生成具有随机数序列的一次性密码,并且该一次性密码通过网络通信单元发送到顾客的蜂窝电话。还有一种金融交易处理器,用于当客户使用一次性密码请求金融交易时处理所请求的金融交易。

著录项

  • 公开/公告号KR101470702B1

    专利类型

  • 公开/公告日2014-12-08

    原文格式PDF

  • 申请/专利权人

    申请/专利号KR20120137658

  • 发明设计人 변상용;

    申请日2012-11-30

  • 分类号G06Q40/02;G06Q20/40;

  • 国家 KR

  • 入库时间 2022-08-21 15:01:07

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