METHOD AND APPARATUS FOR PROVIDING BANK LOAN FOR PURCHASE OF CARGO TRUCK

摘要

The present invention relates to a bank server for providing a financial service for loaning price for purchasing a vehicle to a personal business car owner, and a method for providing a loan product for purchasing a vehicle. A bank server receives a loan application for price for purchasing a vehicle from a personal business car owner belonging to a transportation company. The bank server request a first insurance product for ensuring an ability to repay the debt of the personal business car owner to a first insurance company based on a loan recommendation received from Korea Trucking Association. The bank server request a second insurance product for ensuring flaw in right that can occur during a period of installing a special device for a vehicle, to a second insurance company. The bank server executes a loan for price for purchasing a vehicle based on approvals of subscribing the first loan product and the second loan product.