Bases between the cash flow system and method of financial institutions

摘要

PROBLEM TO BE SOLVED: To provide a system for fund management between branches for fund management administration of automatically accommodating excess or deficiency of funds following fund movement after the end of business at each branch of a financial institution for each branch and each currency.;SOLUTION: The system for fund management between branches performs the steps of: performing branch closing processing by instructing fund movement of investment or procurement of funds so that the nostro account balance at the end of business hours at each branch in the financial institution becomes zero or a prescribed balance (S1); concentrating surplus funds at each branch after the branch closing processing at the account of a currency concentration branch after the end of the business hours of the currency concentration branch which is determined for each currency and at which the funds of the currency are concentrated (S2); concentrating surplus funds of clients with a pooling contract at control accounts of the clients (S3); and automatically adjusting fund management following fund movement after the end of the business hours at each branch so that the nostro account balance at each branch becomes zero or the prescribed balance with posterior adjustment after processing of surplus fund concentration (S4).;SELECTED DRAWING: Figure 1;COPYRIGHT: (C)2016,JPO&INPIT