It is estimated that 1 in 8 couples are affected by infertility. Many couples affected by infertility must go through Assisted Reproductive Technology (ART) to have a baby. Even with ART, only 30% of couples achieve live birth after one attempt and the average cost of one ART Cycle is $14,000, a cost that is large enough to cause significant stress, especially when the couple has no guarantee of success. The present invention therefore provides a computer-implemented method that identifies and actively changes the factors that decrease the likelihood of successful ART and specifically, reduces the stress factor by reimbursing some or all of the cost of unsuccessful ART Cycles.
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