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PRIORITIZING TRANSACTIONS IN A TRANSACTION QUEUE
PRIORITIZING TRANSACTIONS IN A TRANSACTION QUEUE
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机译:优先考虑交易队列中的交易
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摘要
Systems, methods, and computer program products for processing transactions in a transaction queue. Transactions selected for further review are positioned within the transaction queue based on a priority level. The priority level is determined based on expected reduction in a cost of fraud for reviewing the transaction as compared to accepting the transaction without performing the review. The capacity to review transactions is adjusted to accommodate the expected number of transactions that have a higher reduction in cost of fraud than the opportunity cost of performing the review. To account for cases in which a transaction selected for review cannot be reviewed prior to the capture time, a probability is determined that the transaction will not be reviewed, and the cost of fraud for requesting the review adjusted based thereon.
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