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Method for determining hazard detection proficiency and rating insurance products based on proficiency
Method for determining hazard detection proficiency and rating insurance products based on proficiency
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机译:确定危害检测能力并基于该能力对保险产品进行评级的方法
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摘要
A method for determining an insurance premium based at least in part of a vehicle driver's proficiency at detecting hazards, having steps including: visually presenting at least one driving module that comprises at least one hazard; recording where within the visual presentation the driver looks to detect hazards during the visual presentation; determining the driver's hazard detection proficiency by evaluating whether the driver looked at hazards during the visual presentation; and calculating an insurance premium based at least in part on the driver's hazard detection proficiency.
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