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COMMUNITY REWARDS

机译:社区奖励

摘要

Embodiments of the invention provide methods, apparatuses, and computer program products for providing community rewards. For example, systems and methods are provided for: (1) accessing transaction data associated with a particular financial institution; (2) determining a threshold; (3) identifying from the transaction data a group of transactions associated with a predefined community and time period; (4) aggregating a particular aspect of the group of transactions associated with the predefined community to determine a community total; and (5) determining that a reward should be provided to the community based on a comparison of the community total and the threshold. In some embodiments, the predefined community is defined by a particular geographic area. In other embodiments, the predefined community is created by the consumers themselves.
机译:本发明的实施例提供了用于提供社区奖励的方法,装置和计算机程序产品。例如,提供以下系统和方法:(1)访问与特定金融机构相关的交易数据; (2)确定阈值; (3)从交易数据中识别与预定义社区和时间段相关的一组交易; (4)汇总与预定义社区关联的交易组的特定方面,以确定社区总数; (5)根据社区总数和门槛的比较,确定应向社区提供奖励。在一些实施例中,预定义社区由特定地理区域定义。在其他实施例中,预定义社区是由消费者自己创建的。

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