AN INSURANCE PRODUCT RATING AND CREDIT ENHANCEMENT SYSTEM AND METHOD FOR INSURING PROJECT SAVINGS

摘要

In the present invention an insurance product rating system and method generally relates to a rating and pricing system for quantifying the risk that the annual savings will not fall below specified levels associated with implementing and maintaining economic improvements. Disclosed embodiments involve a credit enhancement system and method relating to the manner in which insuring a project savings floor (i.e. a minimum level of return on investment for a given improvement project) can be realized in a better credit rating for bonds or loans associated with the improvement project. The product system and method can be applied to various industries including power generation petro chemical manufacturing and refining facilities. Various embodiments disclosed herein relate to a system and method for establishing a rating system to determine the impact on an ins ured s credit risk.