The present invention relates to a payment processing method using an orthopedic device, and in a method executed by a server, when a payment request of a user is confirmed through a wired terminal, the payment processing method using a user's mobile phone information received from the wired terminal, OTP (One Time Password) is installed, and when the program is installed in the user's mobile phone, it is authenticated whether the OTP received through the wired terminal is an OTP dynamically generated through the program of the user's mobile phone And performs a procedure for downloading and installing the program to the user's cellular phone when the program is not installed in the user's cellular phone. In OTP authentication generated through the program of the user's cellular phone, A procedure for processing the requested payment is performed The lock handle.;Small payment
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