PAYMENT SYSTEM FOR LIFETIME PENSION COMBINED WITH INVESTMENT PRODUCT AND PAYMENT METHOD THEREOF

摘要

According to an embodiment of the present invention, a payment system for a lifetime pension combined with an investment product is provided. The payment system for a lifetime pension combined with an investment product comprises: an input module which receives pension request information associated with a pension payment for a customer; a control module which calculates an average future lifetime of the customer by using the inputted pension request information, calculates one among a first pension payment period or an investment product payment ratio, a first pension payment amount, and a second pension payment amount based on the average future lifetime; and an output module which displays the first pension payment period, the first pension payment amount, or the second pension payment amount. The first pension payment amount is a return amount of the investment product which is provided during the first pension payment period, and the second pension payment amount is an insurance payment amount which is provided after the first pension payment period is expired. According to the present invention, a quantitative standard for determining a pension reception period can be provided.;COPYRIGHT KIPO 2016