COMPUTER SYSTEM FOR MANAGING BANKING ACCOUNT

摘要

PROBLEM TO BE SOLVED: To provide an EBM (Event Based Marketing) system which highly accurately estimates a customer's need for capital.;SOLUTION: There is provided a system comprising: means for classifying into a main account which continuously receives predetermined transfers or continuously makes predetermined transfers, or into a sub-account which is not continuously subjected to predetermined transfers, on the basis of transfer history of the past; means for determining that a large amount of remittance transferred to the main account is a remittance with a predetermined purpose, on the basis of attribute data of the main account; means for determining that a large amount of remittance received in the sub-account is candidate remittance with the possibility of being a remittance with a predetermined purpose; and means for determining that the remittance candidate received in the sub-account is a remittance with the same purpose as the large amount of remittance transferred to the main account, on the basis of attribute data of the sub-account, in the case that a transfer origin and a transfer date of the candidate remittance coincide with the transfer origin and the transfer date of the large amount of remittance transferred to the main account.;SELECTED DRAWING: Figure 3;COPYRIGHT: (C)2017,JPO&INPIT