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CARD PAYMENT SYSTEM, CARD PAYMENT MANAGEMENT SERVER, CARD PAYMENT PROGRAM AND CARD PAYMENT METHOD

机译:卡支付系统,卡支付管理服务器,卡支付程序和卡支付方法

摘要

PROBLEM TO BE SOLVED: To suggest the most appropriate card for payment to a customer when he/she pays with a card, in accordance with a purchase place, a purchase date and time, a purchase amount and a priority determined by the customer, without need carrying many cards.;SOLUTION: The customer runs a dedicated application on an own customer terminal when purchasing an item. When a clerk inputs the purchase amount into a POS terminal at a shop register, the POS terminal reads card information registered on the customer terminal, and transmits the card information and purchase information to a card payment management server. The server regularly acquires privilege information for each card, extracts the privilege information on the card transmitted from the POS terminal from among the privilege information on the card acquired by the server, and displays the privilege information for each card on a screen of the customer terminal. On this occasion, the server determines to display recommendation order of the cards. A two-dimensional bar code is displayed on the screen when the customer chooses the card he/she uses for the payment from the screen, and the payment is completed when the customer holds the screen over the POS terminal.;SELECTED DRAWING: Figure 1;COPYRIGHT: (C)2017,JPO&INPIT
机译:解决的问题:根据购买地点,购买日期和时间,购买金额和客户确定的优先级,向客户建议最适合用卡付款时使用的卡,而无需需要携带许多卡。解决方案:客户在购买商品时在自己的客户终端上运行专用的应用程序。当店员在商店登记处的POS终端中输入购买金额时,POS终端读取在客户终端上注册的卡信息,并将卡信息和购买信息发送到卡支付管理服务器。服务器定期获取每个卡的特权信息,从服务器获取的卡上的特权信息中提取从POS终端发送的卡上的特权信息,并在客户终端的屏幕上显示每个卡的特权信息。 。在这种情况下,服务器确定显示卡的推荐顺序。当客户从屏幕上选择他/她用于付款的卡时,屏幕上会显示一个二维条形码,而当客户将屏幕保持在POS终端上时,付款便会完成。 ;版权:(C)2017,日本特许厅&INPIT

著录项

  • 公开/公告号JP2017130092A

    专利类型

  • 公开/公告日2017-07-27

    原文格式PDF

  • 申请/专利权人 SUMITOMO MITSUI BANKING CORP;

    申请/专利号JP20160009712

  • 发明设计人 ITO TATSUNORI;KOGA MASAAKI;

    申请日2016-01-21

  • 分类号G06Q20/24;G06Q30/02;G07G1/12;G07G1/14;

  • 国家 JP

  • 入库时间 2022-08-21 14:00:38

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