Grouping system of appeal and method for the risk of a number of components from exposure to risks

摘要

Summary "grouping system of microrrecursos and corresponding method of the same. The system (1) and a method for risk sharing a variable number of components (21, 22, 23,...), providing protection against the risk pooling resources by means of the system (1). The components (21, 22, 23,.) are connected to the system (1) for modules (2) 41,42) that receive and store the payments of components (21, 22, 23,...) for the sharing of risks. The total risk of components (21, 22, 23,.) grouped includes first (211) and the second (212) contribution of the risks associated with, respectively, the exposure to risk related to credit losses and risks on the basis of emergency expenses. Risk groups are divided into parts (11) and non parametric risk parameterized (12) by an indexing module.There is trigger for a loss by a trigger module, the injury is covered by the release of associated claims and emergency expenses of the components (21, 22, 23,...) on the basis of the parts of the risks parameterized (11) of the system (3) and non parametric (12) of P. Agamentos received and stored from components (21, 22, 23,...). 23366094v1