System and method of payment or automatic payment prepaid through smartphone (Machine-translation by Google Translate, not legally binding)

摘要

System and method of payment or automatic prepayment of toll by smartphone or smartphone. The smartphone comprises a mobile toll application or downloaded app. A toll reader device with a license plate reader is configured to exchange data with said smarphone via a dsrc or gnss communication protocol. A subsystem or backoffice of the toll provider with the car data and customer banking receives data from the license plate reader and the smartphone. A virtual payment gateway presents a common electronic communication protocol between said app and said subsystem of the toll provider. The subsystem or backoffice executes the payments in said virtual payment gateway based on the data of a previous planning selected in the app and/or the read data of the toll reader. (Machine-translation by Google Translate, not legally binding)