MICROPAYMENT LINKAGE BASED ANONYMOUS PREPAID CARD PAYMENT ASSISTIVE DEVICE AND METHOD THEREOF

摘要

Disclosed are a micropayment linkage based anonymous prepaid card payment assistive device and a method thereof. In the micropayment linkage based anonymous prepaid card payment assistive device and a method thereof according to an embodiment of the present invention, while managing a member database in which information about mobile terminals of a plurality of members and balance information of an anonymous prepaid card of the plurality of members, when payment request based on a first anonymous prepaid card belong to a first member of the plurality of members is received from an online store server, if a payment amount for a product exceeds a balance of the first anonymous prepaid card in comparison between the payment amount for the product and the balance of the first anonymous prepaid card, as an amount of money as much as the balance remained in the first anonymous prepaid card out of the payment money for the product is paid by the first anonymous prepaid card, and an amount of money exceeding the balance of the first anonymous prepaid card is paid by the micropayment based on a telephone number of the mobile terminal of the first member, the payment can be normally implemented although the amount of payment for the product exceeds the balance of the first anonymous prepaid card.;COPYRIGHT KIPO 2017