MICROPAYMENT LINKAGE BASED ANONYMOUS PREPAID CARD PAYMENT ASSISTIVE DEVICE AND METHOD

摘要

The bearer of the prepaid card based payment interworking micropayments auxiliary apparatus and method is disclosed. Anonymous pre-paid card payments in retail payment interworking based according to an embodiment of the invention the auxiliary device and method managing the membership database information is stored on the mobile terminal of the balance information and the plurality of members of the bearer prepaid card for a plurality of members and there are online shops When one of the members of the plurality from the server, the first member holds first received a payment request to one based on anonymous prepaid cards, the balance of payments and the first bearer prepaid card for the goods the comparison is the payment for the goods of the first, if it exceeds the balance of anonymous prepaid cards, payment of the first bearer remaining balance on a prepaid card as much as the first payment processor to anonymous prepaid cards in respect to the goods and to be performed, the amount that is the balance of the first prepaid card bearer is exceeded before the mobile terminal of the first member Payment processing is done by making a small payment based on the number one, even if the payment for the goods exceeds the balance of the first anonymous prepaid cards can be supported so that they can be successfully carried out the payment.;