METHOD OF PAYMENT FOR SUPPLIER'S ACCOUNT RECEIVABLE

摘要

The present invention relates to a method for early repayment of a trade receivable for the purpose of repaying a trade receivable that the buyer must pay to the seller as a consideration for the provision of the goods or services through the intermediary between the purchaser and the seller of the goods or services, The method of redeeming a trade receivable of the present invention comprises the steps of: a merchandise information storage step of retrieving information of a merchandise receipt from a buyer's computer storing information of the merchandise receivable and storing the collected information in the intermediary computer as early redemption information; An early repayment target receivable selection step of selecting a receivable that can be repaid earlier than the scheduled repayment date from the early repayment information stored in the intermediary computer by accessing the intermediary computer through the purchaser's terminal; A first discount rate determining step of determining a total amount to be paid through a first discount rate and an early redemption with respect to the selected trade receivable by accessing the intermediary computer through the terminal; A step of transmitting information to the seller, the intermediary computer transmitting to the seller terminal of the extracted receivables; A second discount rate determination step in which the seller selects a trade receivable to be repaid early and determines a second discount rate; Wherein the intermediary computer determines that a transaction for early redemption is established for a trade receipt in which the first discount rate and the second discount rate are compared with the trade receivable and the second discount rate is larger than the first discount rate within the total amount limit, .