首页> 外国专利> SYSTEM AND METHOD FOR PROVIDING LOAN SERVICE BASED ON MOBILE MICRO PAYMENT

SYSTEM AND METHOD FOR PROVIDING LOAN SERVICE BASED ON MOBILE MICRO PAYMENT

机译:基于移动微支付的贷款服务提供系统和方法

摘要

The present invention relates to a method and system for providing a loan service for setting the bond of a joint guarantor based on a mobile micro payment and proceeding with a loan. A method for providing a loan service based on mobile micro payment in a loan service system according to an embodiment of the present invention includes a step of distributing a loan to a plurality of guarantors selected by a borrower when the loan is requested from the borrower; a step of generating bond information in which the mobile micro payment of each of the guarantors is respectively set as the bond of a loan distributed to the guarantor; and a step of transferring the loan to the account of the borrower when the generation of the loan information is completed. It is easy to secure joint guarantors without increasing a burden on the joint guarantors.;COPYRIGHT KIPO 2017
机译:本发明涉及一种用于提供贷款服务的方法和系统,该方法和系统用于基于移动小额支付设置联合担保人的债券并进行贷款。根据本发明实施例的用于在贷款服务系统中基于移动微支付提供贷款服务的方法,包括以下步骤:当向借款人请求贷款时,将贷款分配给借款人选择的多个担保人;生成债券信息的步骤,其中将每个保证人的移动小额付款分别设置为分配给保证人的贷款的债券;当完成贷款信息的生成时,将贷款转移到借款人的帐户中的步骤。在不增加共同担保人负担的情况下,很容易获得共同担保人。; COPYRIGHT KIPO 2017

著录项

  • 公开/公告号KR20170088168A

    专利类型

  • 公开/公告日2017-08-01

    原文格式PDF

  • 申请/专利权人 KT CORPORATION;

    申请/专利号KR20160008172

  • 发明设计人 YOO CHI HOONKR;PARK JUNG SUKKR;

    申请日2016-01-22

  • 分类号G06Q40/02;G06Q20/16;G06Q20/32;G06Q20/38;G06Q30/04;G06Q40/06;H04W4/24;

  • 国家 KR

  • 入库时间 2022-08-21 13:26:55

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