CLOUD-BASED OVERSEAS REMITTANCE SYSTEM AND METHOD THEREOF

摘要

The present invention relates to a cloud-based overseas remittance method and a system thereof capable of ensuring safety and security by enabling low fees on a cloud basis and online/offline processing by confirmation of an operator. The system of the present invention comprises: a first country user terminal equipped with an overseas remittance application; a first country user transaction bank server; a first country company transaction bank server; a first country operator terminal equipped with an overseas remittance application; an overseas remittance cloud server which provides the overseas remittance application, provides deposit account information to a user terminal and transmits scheduled deposit information to the first country operator terminal when remittance information is received from the first country user terminal, pushes remittance request information to the second country operator terminal when the completion of deposit is processed by the first country operator terminal, and pushes overseas remittance completion information to the first country user terminal when the completion of remittance is processed from the second country operator terminal; a second country operator terminal; and a second country company transaction bank server. According to the present invention, a service system can be simply constructed on a cloud basis without having to change an existing bank server; a low commission can be achieved since there is no need to go through complicated procedures such as an intermediary bank or the like; and the safety and security can be increased through online/offline processing by confirmation of the operator.;COPYRIGHT KIPO 2017