System, method, and device for customizing online merchant payment forms for mobile devices without merchant integration

摘要

A system, method and device for customizing online merchant payments for mobile devices without merchant integration are provided. In an embodiment, a mobile device monitors a state of a web-based session between the mobile device and an online merchant and detects and intercepts a payment form received from an online merchant for entering payment information to complete a purchase transaction with the online merchant. The mobile device displays a list of one or more payment types available for selection to complete the purchase transaction. The user selects and payment type and the mobile device retrieves associated payment information from a server based on the payment type selected by the user. The mobile device populates fields of the payment form with the retrieved payment information, displays the populated payment form to the user for confirmation to complete the purchase transaction, and submits the populated payment form to the online merchant.