MOBILE CREDIT ACQUISITION WITH FORM POPULATION

摘要

Mobile credit acquisition with form population is disclosed. The systemincludes a userspecific information engine to receive a device identifier associated with auser's mobile deviceand a user identifier for a user of the user's mobile device. The userspecific information engineusing the device identifier and the user identifier to search for userspecific information useableto populate an application form for a credit account. The search includes aproprietary databasesearch for the user specific information, and a secondary source databasesearch for the userspecific information. The system utilizes an incentive provider to populatethe application formfor the credit account with found user specific information and provides thepopulatedapplication form for the credit account to the user via the user's mobiledevice.