Methods and systems for performing an ecommerce transaction at a physical store using a mobile device

摘要

According to one aspect, the subject matter described herein includes a system for generating and completing an ecommerce transaction at a physical store. The system includes a database for storing and maintaining payment information for mobile users. A mobile backend server receives, from a mobile device of a user, information identifying a physical store transaction terminal; requests and receives from the identified physical store transaction terminal, information about a transaction desired by the user, the information including an amount of the transaction; forwards the information about the transaction to the user's mobile device for approval by the user; receives, from the user's mobile device, approval from the user to perform the desired transaction; and, in response to receiving the approval, retrieves payment information associated with the user from the database and forwards at least some of the payment information to a payment network for initiating the desired transaction.