PAYMENT METHOD AND DEVICE BASED ON NFC NEAR FIELD COMMUNICATION

摘要

Disclosed by the present application are a payment method and a device based on NFC near field communication. The method comprises: a first NFC terminal receives a payment amount and a payment voucher input by a user; when determining that the payment voucher is correct, the first NFC terminal transfers the payment amount from a local account of the first NFC terminal to a cloud account of the first NFC terminal; the first NFC terminal establishes an NFC communication link with a second NFC terminal when detecting that the second NFC terminal is located in a preset range; the first NFC terminal sends a payment request including a payment amount to the second NFC terminal by means of the NFC communication link; and the first NFC terminal transfers the payment amount from the cloud account of the first NFC terminal to a cloud account of the second NFC terminal when determining that the operation to transfer the payment amount to the second NFC terminal is successful; the method and device of the present application can be used to reduce difficulty of payment for ordinary users.