/ SYSTEM AND METHOD FOR OPENING CONCURRENTLY ACCOUNT OF MULTIPLE FINANCIAL INSTITUTE THROUGH INTEGRATING PROCESS OF NON-FACED ACCOUNT OPENING

摘要

Embodiments of the present invention relate to a system and a method for concurrently opening multiple/multifarious financial institute accounts through integration of non-facing account opening procedures, and provide a system and a method for receiving information needed for opening accounts of a plurality of financial institutes through a terminal accessing any financial institute server and enabling a plurality of financial institute accounts to be opened at the same time. Embodiments of the present invention enable a user to receive convenience that the plurality of financial institute accounts can be opened according to the non-facing account opening procedures by inputting information one time. In addition, the present invention transmits and receives information, which is transceived between the financial institutes, via a dedicated line of each financial institute or encrypts and transceives the information via an encryption code related to a private key unique to each of the financial institutes, thereby preventing problems on information security which may be caused because information is treated by any one financial institute server and providing a non-facing concurrent account opening service. The method comprises the steps of: a first financial institute server receiving a first financial institute account opening request and a second financial institute account opening request from a terminal; the server checking first input information items needed for opening a first account and second input information items needed for opening a second account; the server extracting common information items between the first input information items and the second input information items; the server generating first individual information items in which the common information items are removed from the first input information items and second individual information items in which the common information items are removed from the second input information items; the server receiving information corresponding to the common information items, the first individual information items and the second individual information items from the terminal; the server encrypting information corresponding to the common information items and the second individual information items; the server transmitting the encrypted information to a second financial institute server; the server receiving a result on opening the second account from the second financial institute server; and the server providing the result on opening the second account to the terminal.