Online financial transactions identity authentication system and method using real cards

摘要

The present invention discloses an online identity authentication system and method using a physical card. According to the present invention, a mobile banking transaction using a smart phone can be authenticated by using a real bank card of a user, so that a financial transaction can be viewed at an ATM device of an offline bank without storing an authorized certificate separately. This makes it easier to maintain online banking transactions while maintaining security. In addition, credit card information is read by reading the real bank card in the card reader when you authenticate yourself, so you can execute secure payments without worrying about hacking. .