Mobile payment and management system based on clothes and accessories with Near Field Communication Tag and mobile payment and management method using the same

摘要

The present invention relates to a NFC tag-based payment and management system integrated with a garment and an accessory product, and a payment and management method using the same. The present invention relates to an NFC integrated garment / accessory product assembly 10G comprising a plurality of NFC monolithic garment / accessory products 10, an NFC reader assembly 20G consisting of a plurality of NFC readers 20, a network 30, And a server (40), wherein the central server (40) comprises: an NFC tag (10) for managing the NFC tag (10) A pre-registration module 40a for registering the NFC tag serial number, user information, and financial information (including prepaid / postpaid information) included in the pre-registration module 10a in advance; (Prepaid / postpaid information) from the NFC reader 20 in which NFC tagging has been performed, according to NFC tagging to one of the plurality of NFC readers 20 of the NFC tag 10a of the NFC integrated garment / (Including at least one of NFC tag information (at least one of NFC tag serial number and user information), payment processing request amount, and NFC reader information (including a tagging time, a tagging position and a serial number of the NFC reader 20) An information receiving module 40b receiving the information; (Prepaid / postpaid information) received by the information receiving module 40b and analyzes the financial information (prepaid / postpaid information) received by the information receiving module 40b and prepares the prepaid payment platform system 50 connected via the network 30 with the NFC tag information, (Prepaid / postpaid information) and analyzes the payment information (postpaid / postpaid information), the payment management module 40c transmits the payment information through the network 30 A payment management module 40c for transmitting the NFC tag information, the payment processing request amount, and the NFC reader information to the connected postpayment platform system 60 and counting the payment processing request amount for the account transfer at a predetermined payment date; . Therefore, based on the production of clothing or accessory products including NFC tags for use of payment service using NFC technology, it is installed in a product that is worn by the user directly such as clothing, bag, hat, glove, There is no need for a storage space, and it is possible to provide a convenience that can be immediately used without having to take out from a separate storage place. The present invention also provides a packaging method of a semiconductor electronic chip included in a prepaid or a post-payment card using NFC payment, and a method of manufacturing a clothing or accessory product using the semiconductor electronic chip. In addition, the present invention has an effect of collecting NFC tag information and providing additional services such as a location notification service using NFC tags, a location notification service using an accessory product, and other contents.