SYSTEMS AND METHODS FOR ASSESSING OR MONITORING VEHICLE STATUS OR OPERATOR BEHAVIOUR

摘要

Systems and methods for use of pattern recognition in assessing or monitoring a current status of a vehicle, use of an accelerometer to determine a frame of reference, and characterizing of driver performance and its use in determining insurance coverage. A pattern recognition module is configured with one or more defined operating patterns that reflect a known change in vehicle status or operating or driving behavior. In an embodiment, a device that includes an accelerometer can be used to determine a frame of reference. A system and method is described for characterizing driver performance and using such characterization to determine a risk score or profile associated with a particular insured, wherein a data collection and assessment environment can provide information to the driver about their driving performance, which the driver can then use to improve their driving skills or obtain liability insurance quotes.