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Risk analysis based on electronic security levels of a vehicle

机译:基于车辆电子安全级别的风险分析

摘要

A computer-implemented method for determining a risk rating of a vehicle. The method includes receiving information indicative of protections against unauthorized electronic access to one or more electronic systems of a vehicle. The method includes determining a vehicle security level based at least on the information indicative of protections against unauthorized electronic access. The method includes determining a risk rating associated with the vehicle. The method includes setting at least one parameter of an insurance policy associated with the vehicle based on at least the determined risk rating.
机译:用于确定车辆的风险等级的计算机实现的方法。该方法包括接收指示防止未经授权的电子访问车辆的一个或多个电子系统的保护的信息。该方法包括至少基于指示防止未经授权的电子访问的保护的信息来确定车辆安全等级。该方法包括确定与车辆相关联的风险等级。该方法包括至少基于所确定的风险等级来设置与车辆相关联的保险单的至少一个参数。

著录项

  • 公开/公告号US10332211B1

    专利类型

  • 公开/公告日2019-06-25

    原文格式PDF

  • 申请/专利权人 STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY;

    申请/专利号US201615060164

  • 发明设计人 STEVEN CIELOCHA;

    申请日2016-03-03

  • 分类号G06Q40/08;G06F21/31;G06F21/57;

  • 国家 US

  • 入库时间 2022-08-21 12:15:31

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