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Systems and methods for transaction-based real time pre-intent recommendations for a sequential purchase

机译:用于顺序购买的基于交易的实时意向性推荐的系统和方法

摘要

A method for providing a real-time purchase recommendation includes receiving customer profile data associated with a customer and authorization request data associated with a request to authorize an attempted purchasing using a financial account associated with the customer. The method includes determining attempted purchase data including an identity of a merchant, a merchant location, and a purchase category associated with the attempted purchase. The method includes generating a sequential purchase recommendation based on the attempted purchase data, wherein the sequential purchase recommendation is a real-time recommendation for one or more goods or services for future purchase sequentially following the attempted purchase. The method further includes transmitting a message including the sequential purchase recommendation to a customer computing device associated with the customer.
机译:一种用于提供实时购买推荐的方法,包括:接收与客户相关联的客户简档数据和与使用与客户相关联的金融账户来授权尝试购买的请求相关联的授权请求数据。该方法包括确定尝试购买数据,该数据包括商人的身份,商人位置以及与该尝试购买相关联的购买类别。该方法包括基于尝试购买数据生成顺序购买推荐,其中,顺序购买推荐是针对一种或多种商品或服务的实时推荐,以用于在尝试购买之后顺序购买。该方法还包括将包括顺序购买推荐的消息发送到与顾客相关联的顾客计算设备。

著录项

  • 公开/公告号US10346896B1

    专利类型

  • 公开/公告日2019-07-09

    原文格式PDF

  • 申请/专利权人 CAPITAL ONE SERVICES LLC;

    申请/专利号US201715843954

  • 发明设计人 SANDEEP RAJAGOPAL;JENNIFER LOPEZ;

    申请日2017-12-15

  • 分类号G06Q30;G06Q30/06;G06Q20/20;G06Q10/02;

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