Systems and methods for reporting compromised card accounts

摘要

A system or method is provided to generate and send a notification to a card issuing bank to report a compromised card. In particular, the notification may be embedded in a pseudo card transaction message based on the ISO 8583 protocol message format. Card issuing banks may be a participant in a compromised card account reporting program to receive the notifications via the ISO 8583 transaction messages from a merchant or a payment service provider. In particular, data elements within the ISO 8583 protocol that are not reserved for carrying information for a transaction may be designated to carry information for reporting the compromised card account. Thus, merchants or payment service providers may send notifications of compromised card accounts to card issuing banks in a secured manner using ISO 8583 transaction messages.