The preceding disclosure concerns a novel solution to income inequality and wealth inequality (the “Solution”). The Solution is comprised of, among other elements, the following embodiments: an income equality generator; a wealth equality generator; future income swaps; future wealth swaps; income verification for future income swaps; and wealth verification for future wealth swaps. The embodiments are useful, novel, and non-obvious individually. Likewise, the embodiments are useful, novel, and non-obvious when taken collectively. Income inequality and/or wealth inequality—the problem(s) solved by the income equality generator and/or wealth equality generator alone or in combination with future income swaps and/or future wealth swaps and income verification for future income swaps and/or wealth verification for future wealth swaps—do not occur in nature, are a relatively new problem, and are problems that have increased in magnitude in recent years. The Solution does not constitute a software implementation of a process that is already in use. Nor do the embodiments, either individually or collectively. Importantly, we do not seek patent protection for all means by which income equality and/or wealth equality may be generated; for all swap products (i.e., those not related to income or wealth); or other income verification processes for future income swaps and/or future wealth swaps that may be similar to those that are detailed in this application.
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